News & Insights
News & Insights
What is an HGV Class 2 Licence?
Drivers must be aware of which licence they need to hold in order to drive certain vehicles. Licence types define both the size and weight of both the vehicle and trailer that can be driven. If you are unsure what your licence allows you to drive then the gov.uk...
How to Trademark a Business Name
You’ve set up your new business, decided on a name and registered with Companies House. But how do you go about securing your business name and protecting it from being copied or used by a competitor? As a business name can be paramount to your success it is important...
How to Value Jewellery & Personal Possessions For Insurance
High Net Worth Insurance offerings are many and varied. We’ll talk you through the difference in the insurers, where and how to value your jewellery and high value items. How to Choose Insurance For Your Jewellery & Valuables Whilst some providers will reference a...
Countries Where Vaping is Illegal in 2019
In 2018 Public Health England found e-cigarettes to be 95% less harmful than smoking. As a result, in the UK vaping is very much seen as part of the campaign to stop people smoking cigarettes. It is therefore legal to vape and for people to buy, sell and use...
What is an HGV Class 1 Licence?
When it comes to the haulage industry there are a number of definitions that it is important to be aware of particularly if you are an HGV driver or are looking to become one. Equally, if you are a fleet manager it is important that you know that your drivers are...
Car Thefts and the rise of keyless car crime – check your policy cover!
Motor theft insurance claim payouts have hit their highest level in seven years according to The Association of British Insurers. The cost of claims has also risen, with the ABI saying that in total insurers paid out £108m in the first three months of this year - up...
Explained: What is Critical Illness Insurance & What Does it Cover?
If you were diagnosed with a serious illness, knowing that you have a financial cushion if you are unable to work can offer real peace of mind during a difficult time. That is what critical illness insurance cover is there to do. If you are diagnosed with a condition...
Why are Cyber criminals targeting SME’s and what are the risks?
Cybercrime is a topic we’ve blogged about on numerous occasions recently. And that’s because it’s a real risk to business of all sizes that isn’t going away anytime soon. What is the risk of cybercrime to SME’s? There is a real risk to SME’s – don’t think that just...
Cashless Society: What impact could this have on your insurance needs?
It can't have escaped most of us that the use of cash is falling. Card use overtook the number of payments made in cash in the UK for the first time back in 2017 driven by the convenience of contactless payments. Many businesses are encouraged by the time and expense...
Legal Age to Vape UK & More Vaping Law
Vaping is becoming more popular across the UK, with there now thought to be over 3 million vapers. As a result, the government continues to look at the industry to make sure that there is sufficient legislation in place to protect both vapers and public health. We...
Critical Illness Insurance: Why it can be so important
No one wants to think of the worst happening. But if the worst should happen, such as being diagnosed with a serious illness, the last thing you or your family want to be preoccupied with during a difficult and emotional time is financial worries. This is where...
Data Protection Breach Fines for Businesses & How To Avoid Them
Following the introduction of GDPR on the 15th May 2018, there is an ever-increasing focus on data protection breaches. GDPR puts a requirement on businesses to report all personal data breaches. Data breaches must be reported within 72 hours of the business becoming...
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