News & Insights
News & Insights
An update on sentencing guidelines and the fines we’re seeing
We last wrote about the new sentencing guidelines in October 2017, when we talked about cases involving Merlin Entertainment and the retailer Iceland. We now want to share another example with you, this time involving Whirlpool. The Case Whirlpool UK Appliances Ltd v...
New pay per mile tax for lorries being considered by government
The government has announced they are consulting on a new “pay per mile” scheme for lorries to cover the cost of damage to roads. Unlike the existing scheme, the new tax would see lorries coming in from abroad paying in the same way as UK hauliers. The news will...
Find out how affordable life cover could be simply by taking a selfie
If the worst were to happen and you died, the emotional and financial upset for your family would, understandably, be devastating. While there is little you can do to prevent their emotional pain, you can ease their financial worries. Simply by making sure you have...
Drive safely and soberly this Christmas
It’s a busy time of year for those working in the transport and logistics industry, making sure that all their customers receive their deliveries before the Christmas shutdown. It’s also a busy time of year for parties and socialising; many people have more to drink...
What is underinsurance and how do you avoid it?
In summary: Underinsurance occurs where businesses have failed to correctly estimate the level of cover they need to protect their assets and costs of getting back up and running. Research suggests almost 90% of businesses are underinsured. Anywhere between 40% and...
Chancellor to announce that driverless cars could be on roads by 2021
It’s expected that when he makes his Budget speech this Wednesday, the Chancellor Philip Hammond will set out details of how driverless cars will be on the roads by 2021. Mr Hammond is due to announce regulation changes allowing car manufacturers to apply to test...
Tesla has unveiled its long-awaited electric articulated lorry, challenging the dominance of diesel trucks on the road
After some delays, the new Tesla Semi has been launched in California and will go in to production in 2019. Chief executive, Elon Musk, revealed the details and said: “it’s not like any truck you’ve ever driven; we want a vehicle that feels incredible and accelerates...
When was the last time you reviewed your life and critical illness cover?
We can’t predict what the future holds – but we can make decisions to minimise the risks. Life is always going to be full of surprises – both good and bad – so it’s important to plan wisely. Life and critical illness insurance can provide you with a bit more security...
Do you have a policy for vaping in the workplace?
The position on smoking inside offices has been clear for years now – it’s simply not allowed. What’s less clear is the situation with employees who vape using e-cigarettes. The UK ban on smoking inside buildings does not extend to electronic smoking devices and this...
Police use HGV to catch lorry drivers committing offences on the road
Over the past two years the police have caught over 4,000 lorry drivers committing driving offences, as part of a special operation using an unmarked HGV. Driving offences have included: Steering a lorry with his knees while a driver ate his lunch and used a mobile...
The 10 features that classify a car or van as being automated
The Secretary of State for Transport, Chris Grayling, was at the ABI yesterday where he announced 10 criteria set out by insurers to qualify a vehicle as automated: Naming: clearly describes automated capability Law abiding: complies with UK traffic laws and the...
Has your car or van been involved in an accident? When is a write- off a write-off?
If your car or van has been involved in an accident recently you may have been surprised to find out how even quite minor damage can deem your vehicle a write-off. But what constitutes a write-off and did you know that there are different categories of write-off? In...
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