We find ourselves facing unprecedented challenges. Everyone is trying to keep safe and healthy whilst still maintaining a semblance of normality around business and home life. With the situation changing on a daily basis, it is...
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Increase In Home Insurance Premiums: Why & What To Do
Whilst home insurance isn’t a legal requirement in the same way that car insurance is, it is sensible to take it out if you own or rent a home. Whether you take out a combined buildings and contents policy, a buildings only policy or...
What does an Insurance Broker do?
There are many ways in which to buy your insurance cover. Direct from an insurer or through a comparison site. But have you considered working with an insurance broker? Here we look at what insurance brokers do and why you may want to...
Valuing Antiques: How to Value Items for Insurance
If you are the owner of antiques, then regardless of their worth they are most likely to hold significant personal value. So, it is important to insure them properly to not only protect them but to also give you peace of mind. Insuring...
High Value Item Insurance Explained
What is a high value item? A high value item is an item which is worth more money than a typical possession. Some sources cite this as being an item which is worth over £1,000. Whereas other suggest a high value item is an item worth more...
What is Insurance Premium Tax?
As a small business or individual who buys insurance it is important to understand how your premiums are made up. One factor that is applied to the majority of insurance premiums is insurance premium tax. Here we look at what is insurance...
Electric Vehicles: What Are The Insurance Impacts?
There are plans to ensure that all new vehicles are ‘zero emissions‘ by 2040 (or possibly 2032). Effectively spelling the end of petrol and diesel vehicles. So, it is likely that we will all be looking to switch to electric vehicles over...
Insurance Fraud: What it Costs the Car Insurance Industry and Why it’s Never Ok
Committed both by individuals and also by larger criminal gangs, fraud is an issue which has hounded the car insurance market for years. As a driver it is important to be aware of the types of car insurance fraud. Not only to ensure that...
Young Drivers: What are the New Licence & Road Rules
Recent news has focussed heavily on calls from the Department for Transport (DfT) for a graduated licence system to be introduced for young and newly qualified drivers. The DfT’s position on driving licences for new and young drivers...
Car Thefts and the rise of keyless car crime – check your policy cover!
Motor theft insurance claim payouts have hit their highest level in seven years according to The Association of British Insurers. The cost of claims has also risen, with the ABI saying that in total insurers paid out £108m in the first...
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