News & Insights

News & Insights
How old is your face? Take a selfie to find out how affordable life cover could be
A new tool called FaceQuote has been developed by our insurer partner, Zurich, to work out the cost of life insurance from a photo of your face. Using the photo, FaceQuote estimates your age and then calculates the cost of life cover based on this information. Of...
Why is there a shortage of haulage drivers in the UK?
In the UK there is a drastic shortage of qualified HGV drivers. Estimates suggest another 50,000 to 60,000 drivers are currently needed and it’s expected the situation is only going to get worse. The shortfall is predicted to increase to 150,000 by 2020. But what is...
MOT rules getting tougher from May 2018
If you drive for a living or run a fleet of vehicles in your business, you need to be up to speed on new rules being introduced to the MOT later this Spring. The changes will make it more difficult for cars and vans to pass their MOT after 20 May. What are the key...
Operators need to get the right insurance, not the cheapest
Insurance broker Anthony Jones Ltd has said that trucks can be “the most dangerous type of equipment in the workplace” and that hauliers and operators need to look deep into their insurance to make sure it is the best it can be to cover their business, and not just...
Accidents caused by potholes reaching alarming levels
The RAC has reported that it was called to 2,830 breakdowns caused by potholes in the road, in the last three months of 2017. This was an 11% rise compared with the same period in 2016. They blame the snow and icy conditions, saying many roads are “hanging in the...
New report from Public Health England finds e-cigarettes are 95% less harmful than smoking
Public Health England have published a new e-cigarette evidence review today, compiled by independent experts. Its key findings conclude: The risks associated with vaping are very small compared to those of smoking and there are significant health benefits in...
A beginner’s guide to life and critical illness insurance
Do you have any life or critical illness insurance in place to provide cover if anything were to happen to you? Would your family be able to pay the mortgage or cover the monthly bills if you weren’t around any longer or couldn’t work because of serious illness? Do...
How confident are you that you have the right insurance for your vaping business?
The first commercial e-cigarette was invented in China in 2003, arriving in Europe and the UK in April 2006. It’s amazing how the popularity of vaping has grown in just over a decade, with the UK market now one of the biggest in the world. Hundreds of vaping...
An update on sentencing guidelines and the fines we’re seeing
We last wrote about the new sentencing guidelines in October 2017, when we talked about cases involving Merlin Entertainment and the retailer Iceland. We now want to share another example with you, this time involving Whirlpool. The Case Whirlpool UK Appliances Ltd v...
New pay per mile tax for lorries being considered by government
The government has announced they are consulting on a new “pay per mile” scheme for lorries to cover the cost of damage to roads. Unlike the existing scheme, the new tax would see lorries coming in from abroad paying in the same way as UK hauliers. The news will...
Find out how affordable life cover could be simply by taking a selfie
If the worst were to happen and you died, the emotional and financial upset for your family would, understandably, be devastating. While there is little you can do to prevent their emotional pain, you can ease their financial worries. Simply by making sure you have...
Drive safely and soberly this Christmas
It’s a busy time of year for those working in the transport and logistics industry, making sure that all their customers receive their deliveries before the Christmas shutdown. It’s also a busy time of year for parties and socialising; many people have more to drink...
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