News & Insights
News & Insights
What is underinsurance and how do you avoid it?
In summary: Underinsurance occurs where businesses have failed to correctly estimate the level of cover they need to protect their assets and costs of getting back up and running. Research suggests almost 90% of businesses are underinsured. Anywhere between 40% and...
Chancellor to announce that driverless cars could be on roads by 2021
It’s expected that when he makes his Budget speech this Wednesday, the Chancellor Philip Hammond will set out details of how driverless cars will be on the roads by 2021. Mr Hammond is due to announce regulation changes allowing car manufacturers to apply to test...
Tesla has unveiled its long-awaited electric articulated lorry, challenging the dominance of diesel trucks on the road
After some delays, the new Tesla Semi has been launched in California and will go in to production in 2019. Chief executive, Elon Musk, revealed the details and said: “it’s not like any truck you’ve ever driven; we want a vehicle that feels incredible and accelerates...
When was the last time you reviewed your life and critical illness cover?
We can’t predict what the future holds – but we can make decisions to minimise the risks. Life is always going to be full of surprises – both good and bad – so it’s important to plan wisely. Life and critical illness insurance can provide you with a bit more security...
Do you have a policy for vaping in the workplace?
The position on smoking inside offices has been clear for years now – it’s simply not allowed. What’s less clear is the situation with employees who vape using e-cigarettes. The UK ban on smoking inside buildings does not extend to electronic smoking devices and this...
Police use HGV to catch lorry drivers committing offences on the road
Over the past two years the police have caught over 4,000 lorry drivers committing driving offences, as part of a special operation using an unmarked HGV. Driving offences have included: Steering a lorry with his knees while a driver ate his lunch and used a mobile...
The 10 features that classify a car or van as being automated
The Secretary of State for Transport, Chris Grayling, was at the ABI yesterday where he announced 10 criteria set out by insurers to qualify a vehicle as automated: Naming: clearly describes automated capability Law abiding: complies with UK traffic laws and the...
Has your car or van been involved in an accident? When is a write- off a write-off?
If your car or van has been involved in an accident recently you may have been surprised to find out how even quite minor damage can deem your vehicle a write-off. But what constitutes a write-off and did you know that there are different categories of write-off? In...
How safe is your business from cyber attack?
There have been a number of high profile cyber attacks reported in the media this year - shipping giant Maersk lost $200m in an attack; courier TNT was severely affected by the same incident; and the NHS has suffered a number of ransomware attacks – to name but a...
Cross party group of MPs to investigate e-cigarettes
The modern e-cigarette was first marketed in 2004 and, since then, there has been significant growth in the number of vapers globally. In the UK alone, there are now almost 3 million people who vape regularly, four times more than in 2012. This is a market that has...
The health hazards faced by fleet drivers
Over recent decades there has been a deterioration in working conditions for those driving delivery trucks and long distance vehicles for a living. This is largely due to an increase in traffic pollution, traffic congestion, noise pollution and the requirement to meet...
New sentencing guidelines – the fines are rolling in
We’ve written a couple of times about the new health and safety and corporate manslaughter sentencing guidelines that were introduced just over eighteen months ago. In our previous blogs we’ve talked about the guidelines in relation to fleet drivers and road traffic...
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