Many of us are starting to make the switch to electric vehicles, either personally or through the choices that employers make if you drive for work. And with the cold weather well and truly with us for the winter, we thought we’d take a...
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Index Linking: Current Rate & How Is It Calculated?
What does index linking mean in insurance? Indexation is the figure that is used to increase the amount of insurance cover you have on an annual basis, to help combat the effects of inflation and under insurance. Most building insurance...
Smart Doorbells: Legal & Privacy Issues
Smart doorbells are popping up on homes and properties across the UK. Also referred to as video doorbells, a smart doorbell is internet connected and will usually have a built in camera enabling you to see who is at the door, and even...
Driving Safely This Winter
Hazards drivers face in the winter months With Winter fast approaching and the weather already starting to a take a turn for the worse, the hazards you face as a driver will be changing. And figures suggest that accidents increase when...
The Benefits Of Working With An Insurance Broker During Cost Of Living Crisis
The cost of living continues to rise and impact everyone, from individuals to businesses. And we’re all starting to have to make decisions about our finances. The cost-of-living crisis is driving the great cancellation as people cut...
Keeping Your Home and Workplace Safe This Autumn
We’re well into the Autumn months now and approaching the clock change. Meaning darker evenings for us all. Coupled with the more unpredictable weather that Autumn can bring, we’ll all need to take steps to prepare and protect our homes...
Insurance Claims Fraud – Will It Increase With The Rising Cost Of Living?
What is insurance claims fraud? Insurance claims fraud can occur in a number of different ways. Claims can be made for a loss or incident which never actually happened. For example, you claim for a watch which was stolen from your home...
What is Subsidence and Is It Covered By Insurance?
What is subsidence? The ABI define subsidence as ‘when the ground beneath a building sinks, pulling the property’s foundations down with it.’ Subsidence often happens when the ground loses moisture and shrinks. This could be because of...
Managing Risks Linked To Lithium-Ion Batteries
Lithium-ion batteries are commonly used in many household rechargeable items. Think laptops, mobile phones, electric bikes, e-scooters through to e-cigarettes. On the whole, and if used properly they are safe. But there are some instances...
What is Replacement Value vs. Market Value in Insurance?
As well as being different types of insurance that you can take out to insure your property, possession and valuables, there are also different ways in which you can insure these items too. Here we look at some of the different basis on...
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