Probate house insurance is a specialist type of home insurance for unoccupied buildings. In this post we’ll explain what probate house insurance is, what it covers, and the specific difference between an “occupied” and an “unoccupied”...
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What To Do & How to Prevent Armed Robbery at Home
The risk of armed robbery in the home is not one that many of us would want to think about. But is unfortunately a potential risk to some. As is suffering other types of burglary or theft. Risk of burglary or robbery News has particularly...
Cold Weather & Electric Vehicles: Range, Charging & More
Many of us are starting to make the switch to electric vehicles, either personally or through the choices that employers make if you drive for work. And with the cold weather well and truly with us for the winter, we thought we’d take a...
Index Linking: Current Rate & How Is It Calculated?
What does index linking mean in insurance? Indexation is the figure that is used to increase the amount of insurance cover you have on an annual basis, to help combat the effects of inflation and under insurance. Most building insurance...
Smart Doorbells: Legal & Privacy Issues
Smart doorbells are popping up on homes and properties across the UK. Also referred to as video doorbells, a smart doorbell is internet connected and will usually have a built in camera enabling you to see who is at the door, and even...
Driving Safely This Winter
Hazards drivers face in the winter months With Winter fast approaching and the weather already starting to a take a turn for the worse, the hazards you face as a driver will be changing. And figures suggest that accidents increase when...
The Benefits Of Working With An Insurance Broker During Cost Of Living Crisis
The cost of living continues to rise and impact everyone, from individuals to businesses. And we’re all starting to have to make decisions about our finances. The cost-of-living crisis is driving the great cancellation as people cut...
Keeping Your Home and Workplace Safe This Autumn
We’re well into the Autumn months now and approaching the clock change. Meaning darker evenings for us all. Coupled with the more unpredictable weather that Autumn can bring, we’ll all need to take steps to prepare and protect our homes...
Insurance Claims Fraud – Will It Increase With The Rising Cost Of Living?
What is insurance claims fraud? Insurance claims fraud can occur in a number of different ways. Claims can be made for a loss or incident which never actually happened. For example, you claim for a watch which was stolen from your home...
What is Subsidence and Is It Covered By Insurance?
What is subsidence? The ABI define subsidence as ‘when the ground beneath a building sinks, pulling the property’s foundations down with it.’ Subsidence often happens when the ground loses moisture and shrinks. This could be because of...
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