What does index linking mean in insurance? Indexation is the figure that is used to increase the amount of insurance cover you have on an annual basis, to help combat the effects of inflation and under insurance. Most building insurance...

What does index linking mean in insurance? Indexation is the figure that is used to increase the amount of insurance cover you have on an annual basis, to help combat the effects of inflation and under insurance. Most building insurance...
Smart doorbells are popping up on homes and properties across the UK. Also referred to as video doorbells, a smart doorbell is internet connected and will usually have a built in camera enabling you to see who is at the door, and even...
Hazards drivers face in the winter months With Winter fast approaching and the weather already starting to a take a turn for the worse, the hazards you face as a driver will be changing. And figures suggest that accidents increase when...
The cost of living continues to rise and impact everyone, from individuals to businesses. And we’re all starting to have to make decisions about our finances. The cost-of-living crisis is driving the great cancellation as people cut...
We’re well into the Autumn months now and approaching the clock change. Meaning darker evenings for us all. Coupled with the more unpredictable weather that Autumn can bring, we’ll all need to take steps to prepare and protect our homes...
What is insurance claims fraud? Insurance claims fraud can occur in a number of different ways. Claims can be made for a loss or incident which never actually happened. For example, you claim for a watch which was stolen from your home...
What is subsidence? The ABI define subsidence as ‘when the ground beneath a building sinks, pulling the property’s foundations down with it.’ Subsidence often happens when the ground loses moisture and shrinks. This could be because of...
Lithium-ion batteries are commonly used in many household rechargeable items. Think laptops, mobile phones, electric bikes, e-scooters through to e-cigarettes. On the whole, and if used properly they are safe. But there are some instances...
As well as being different types of insurance that you can take out to insure your property, possession and valuables, there are also different ways in which you can insure these items too. Here we look at some of the different basis on...
When it comes to contents insurance, a high risk item can be thought of as something which may be particularly attractive or vulnerable to thieves. This could be for one of many reasons, such as the item is valuable or that its size means...
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